The Current Recessions Impact On The Residential Mortgage...

RESEARCH PROJECT PROPOSAL 2014/2015 ‘Analysis of the current recessions impact on the residential mortgage market in the United Kingdom’ ROSS TYLER WHITING N0313007 This Research Project Proposal is submitted in part-fulfillment of the degree of BSc (Hons) in Planning and Development Nottingham Trent University, 2015 CONTENTS PAGE 1.0 WORKING TITLE 2.0 INTRODUCTION 3.0 RESEARCH GOALS 4.0 LITERATURE REVIEW 5.0 METHODOLOGY 6.0 DATA 7.0 LIMITATIONS 8.0 SUMMARY 1. WORKING TITLE 1.1 Analysis of the current recessions impact on the residential mortgage market in the United Kingdom. 2. AIM 2.1 The†¦show more content†¦4.4 What response has the mortgage market given to these consequences? 4.5 What has been done to deal with any impacts caused by the current recession on the mortgage market? 5. RATIONALE 5.1 The rationale behind this research project title is due to work experience undertaken over a fourteen-month period within the residential sales market, working closely with mortgages. The above working title is of interest due to many property transactions within the placement year not completing due to the unavailability of mortgages within the UK. 5.2 The motivation behind this research project comes from the current issues within the mortgage market, such as the decline of the availability of mortgages and affordability issues. As within a future career in developing these could be crucial factors to a development. 5.3 Furthermore, within the built environment the economic climate is a crucial topic that can affect both supply and demand of residential housing, and can have direct effects upon the availability of funds to develop. 6. CRITICAL LITERATURE REVIEW 6.1 A Critical Literature review will be undertaken to explore the existing literature relating to the recessions consequences and impacts upon the mortgage market. 6.2 Consequences of the current recession Scanlon Whitehead discuss the fall in the number of transactions within the housing market and how prices began to fall in December 2007 (Scanlon

A Social Media Policy - 724 Words

There are a number of governmental policies and regulations in place for employers to consider when developing, implementing and enforcing a social media policy. In contrast, the lack of a social media policy leaves an employer at a loss in regards to their avenues of disciplinary action towards employees who take to social media. The governmental policies revolve around the Constitutional right of the First Amendment and the freedom of speech. While this provides some protection for employees there are limitations and exclusions that resulted in the National Labor Relations Board stepping in and providing opinions for the legality of employer disciplinary actions regarding social media content and participation. Freedom of Speech The use of the First Amendment right to the freedom of speech is not applicable to all employees. Carson (2014) clarifies this protection is assigned to public employees only (p. 485). However, there are additional limitations to this protection for these public employees. The protection is only afforded when the statements made by a public employee meet specific criteria. As defined by Carson (2014), the criteria, using the Pickering-Connick test, as follows: A. The speech must be intended to address a matter of public concern that outweighs the employer’s interest. B. An employer speaking to their official duties are not protected (p. 485). The protection of public employees is limited under the First Amendment in regards to workplaceShow MoreRelatedPolicy and Social Media1805 Words   |  8 PagesDepartments: Korean Consumer Society Social Media’s Impact on Policy Making (Age) 20-24 25-29 30-34 35-39 40-49 50-59 60 and above Source: National Election Commission (Aug 3, 2010). 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The methodologies and practices of external entities that require access to the Organization’s information resources may be impacted and could be included in this scope. This document applies to all full-time and part-time employees of Societal Mixin, Inc. and subscribers who utilize Societal Mixin, Inc.’s product(s) or service(s)Read MoreEssay on Social Media Policies Within Organizations1750 Words   |  7 PagesFacebook and other social media sites at all times, companies should allow employees to spend limited time on social media because it increases employee morale, increases work efficiency, and creates an environment that encourages innovation. Many companies do not allow their employees to check their social media or conduct workplace internet leisure browsing. 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Lindsay Analyst in American National Goverment September 6, 2011 Congressional Research Service 7-5700 www.crs.gov R41987 CRS Report for Congress Prepared for Members and Committees of Congress Social Media and Disasters: Current Uses, Future Options, and Policy Considerations Summary The development of new technologies that have emerged since the mid-1990s has led to Internetbased applicationsRead MoreSocial Media A Virtual Pandora s Box : Prevalence, Possible Legal Liabilities, And Policies1047 Words   |  5 Pagesarticle that I chose to research was, â€Å"Social Media—A Virtual Pandora’s Box: Prevalence, Possible Legal Liabilities, and Policies.† This article discusses how employees that use social media can have a serious impact on the businesses they work for. More and more people are starting to use social media, which in turn makes more businesses use social media to connect to potential customers. 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Benefits and Costs to U.S. Adoption of IFRS Free Essays

There are different ways in which researchers can present the findings of their research to readers or users of the research information. It is important to follow all the rules of research presentation in order for the research information to be clear to all the people who rely on it. This paper aims at analyzing the article on the costs and benefits of US adoption to the IFRS system of accounting by David Albrecht. We will write a custom essay sample on Benefits and Costs to U.S. Adoption of IFRS or any similar topic only for you Order Now The aim of this paper is to analyze whether the author has followed the necessary steps and format in presenting the findings on his research, in order to evaluate whether it meets the international standards for presenting research papers. Summary. According to Albrecht (2008), the author carries out a cost benefit analysis in order to evaluate whether the decision to change from GAAP standards to IFRS, by US firms is feasible. He uses the incremental analysis model to come to a conclusion on the subject. He finds that the costs outweigh the benefits, considering that the cost of changing the system in monetary terms is over $3 million. These costs arise from the need to train accountants and conversion costs for companies. The benefits amount to $100 billion, from reduced audit fees. He therefore concludes that the accounting system should not be changed. The paper is written for a general audience judging from the absence of corroborated arguments and evidence from secondary and primary sources, required by experts. Organization. The research paper has not been organized into clearly defined parts. It has been written as one long essay which is not structured into different parts, and this may present problems to readers who are keen to analyze various arguments by the author. A basic research paper should include an abstract, an introduction, the background of the problem, literature review, research methodology and findings, analysis of findings and finally a conclusion and recommendation of the issues discussed (Kothari, 2005). However, in analyzing the article, the author gives a very brief introduction in the first line. He says that US corporations face dilemmas in deciding whether to adapt to the IFRS system or not. He further explains in the second paragraph that this decision should be guided by incremental analysis. This means that the benefits of adapting to the IFRS system should outweigh the costs of the same decision. Research. The author supports his research using the incremental analysis framework. He further uses quotes from the US Securities and Exchange commission. However, he does not quote the source of this information, which makes it difficult to determine the authenticity. Since the research does not cite the references, it is difficult to know the documentation style. It also becomes difficult to know whether the author is paraphrasing quotes from other researchers. Style. The author uses the present tense in writing the article throughout the paper. However, he uses the first person and third person when writing different parts of the paper. The first person tense is used when he gives his own opinion, for instance, in the last sentence of the article he says that â€Å"†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ is the reason why I oppose switching from GAAP to IFRS†. He uses contractions in some parts of the paper, for instance in the eleventh paragraph where the last sentence says â€Å"Let’s say another trillion†. The overall grammar used in the article is relatively poor, due to the use of slang, contractions, and short forms among other grammatical mistakes. For instance, in the seventh paragraph, he says â€Å"execs’ instead of executives Conclusion. The paper lacks some aspects of research work, most of which have been explained. The author does not also have references to sources which have been used for research. The content can also be said to be biased, since the author does not mention the connection between the GAAP standards and collapse of mortgage crisis in firms like Lehman Brothers. GAAP standards and specifically asset valuation was one of the causal factors of its downfall. However, the article is useful as it can serve as a source of doing further research on the subject. In future, the author should ensure that his research confirms to all aspects of research work. References. Albrecht, D. (2008). Benefits and costs of adoption of IFRS. Retrieved on January 26, 2008 from . http://profalbrecht. wordpress. com/2008/10/01/benefits-and-costs-to-us- adoption-of-ifrs/. Kothari, C. R. (2005). Research Methodology: Techniques Methods. New York: New Age Publishers. How to cite Benefits and Costs to U.S. Adoption of IFRS, Papers

Conflict and Negotiation for Hormel Negotiation- myassignmenthelp

Question: Discuss about theConflict and Negotiation for Hormel Negotiation. Answer: Primary objectives of each of the parties in the Hormel negotiation Objective of company Due to recession in the economy; company want to be competitive for their survival in the industry thus the core objective of negotiation was minimised the wage rate as possible as they can to ensure optimal pricing strategies for their product (Rachleff, 1993). Objective of workers Wage cut proposed by the company was significantly high as they cut wage from $10.69 to $6.50. Along with this; other benefits were also reduced and work environment was also not safe (Kuhle and Knox, 1992). The primary objective of negotiation for workers was to get sufficient pay to survive the recession and their job security supported by the safe working environment. 2 Linkages (interconnections between various characters) affected (helped or hindered) these objectives Union They had supported workers but not the objectives of the company as they went against at the time where their support was needed most and as a consequence company hired skilled workers for their new plant by developing new factory with the new rules (Compa, 1986). They had not accepted the final offer of $10.00 wages per hours and due to the absence of good faith, there was the drastic consequence on employment. Mediators They had developed win-win proposal to resolve the strike and develop good relations among labour and company. Although; the their offer was misinterpreted. Wise president To resolve the conflict among employees secret ballot voting was held by him to give positive chance to proposed offer and received vote were 775 to 540. References Compa, L.A., 1986. A Second Look at the Hormel Strike.Working Papers, p.82. Kuhle, B. and Knox, K., 1992. The Hormel Strike at Austin, Minnesota.International Journal of Conflict Management,3(1), pp.45-68. Rachleff, P.J., 1993.Hard-pressed in the Heartland: The Hormel strike and the future of the labour movement. South End Press.